Delinquent Tax Foreclosures

Important Information for Property Owners


Public Act 123 of 1999 shortens the amount of time property owners have to pay their delinquent taxes before losing their property. Property owners with taxes that are 2 years delinquent will be foreclosed and the property sold at public auction. For example, people who fail to pay their 2014 delinquent property taxes will lose their property to foreclosure on March 31, 2017.

With this new act, the amount of time to pay taxes has been reduced from approximately 5 years to approximately 2 years.

Additional Fees


Property owners face higher interest and fees for not paying their taxes. Taxes that are delinquent for more than 1 year will have a substantially higher interest rate (1.5% per month as opposed to the current 1%).
  • After 1 year, taxes will have a $175 Forfeiture Fee and additional administrative fees added to them.
  • On March 1, a $45 DNR Inspection Fee and additional recording fees are added. A $30 fee to record the Forfeiture Certificate with the Register of Deeds and a $30 fee to record the Redemption Certificate.
  • On December 1, a $50 Publication/Notice Fee is also added.
 
  1. 2014 Property Taxes
  2. 2015 Property Taxes
Date Action

July / December 2014

2014 property taxes are billed by city/township/village treasurer.

March 1, 2015

Unpaid 2014 property taxes are forwarded to the County Treasurer for collection. A 4% administration fee and 1% per month interest is added to each parcel.

October 1, 2015

The County Treasurer adds a $15 Statutory Fee to each parcel.

March 1, 2016

Property is Forfeited to the County Treasurer. The County Treasurer adds a $175 Forfeiture Fee and a $45 DNR Inspection Fee. Interest increases from 1% per month to 1.5% per month, back to the date the taxes became delinquent.

December 1, 2016

The County Treasurer adds a $50 Publication/Notice Fee.

February 1 - 28, 2017

Circuit Court enters a Judgment of Foreclosure.

March 31, 2017

Clear title to the property passes to the State.

July / November 2017

Property is sold at public auction.